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Life Insurance is a financial product that provides a payout to beneficiaries upon the policyholder's death. It serves to offer financial protection, covering expenses like funeral costs, debts, and providing income replacement for dependents. There are various types, including term life insurance, which covers a specific period, and whole life insurance, which offers lifelong coverage and builds cash value. Life insurance can be a crucial part of financial planning, ensuring that loved ones are taken care of in case of an unexpected loss.
