Overland water and sewer backup coverage protects your property from:
Damage caused by sudden accumulation of ground water or surface water, such as excessive rain, overflowing rivers, spring run-off, or melting snow. Note: This excludes damage caused by saltwater, including tidal waves and tsunamis.
Damage to your property caused by the rupture or escape of water from a sewer, drain, sump pump, or septic system.
Damage caused by the escape of water resulting from a collapse, rupture, leak, or break in your service line. Your service line is the exterior water line, for which you are liable, that connects to your home from public water supplies, private wells, retention ponds, or cisterns, including pipes that drain water away from your home or any other structure.

If you have questions about the water coverage or limits included in your existing home insurance policy, or if you’d like to find out if you qualify for overland water and sewer backup coverage, contact your licensed broker today.