Are Wise Business Accounts with Multi-User Access Available for Purchase?
In today’s digital economy, businesses demand flexible, efficient, and collaborative financial solutions. One question we frequently encounter is: “Can we purchase a Wise Business account with multi-user access?” The short answer: yes — but it’s not a purchase in the conventional sense of buying an off-the-shelf account; rather, it’s a subscription plus activation process, subject to proper registration and compliance. In this article, we will explore how the Wise Business account model works, specifically the multi-user features, what you can expect, and how to get started.
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What is a Wise Business Account?
A Wise Business account is a multi-currency online business account designed for international payments, receiving funds, and managing expenses globally. According to Wise’s official description: “The international business account from Wise is everything you need for doing business in other currencies. Pay invoices, get paid and manage expenses.” Wise+2Wise+2
Key features include:
Ability to hold, convert and send across 40+ currencies (varies by region) Wise+1


Transparent and low-fee pricing, with no hidden mark-ups on the mid-market exchange rate. Wise+2Wise+2


Local bank account details (IBANs/routing numbers) for major currencies, enabling you to receive payments like a local. Wise+1


Batch payments, expense management, business cards (in eligible countries), and integrations with accounting/marketplace tools. Statrys+1


This makes Wise Business an attractive alternative for SMEs, freelancers, e-commerce sellers and companies dealing with international clients.

Can You “Purchase” a Wise Business Account?
While one might loosely say “purchase” a business account, here’s how the process actually works:
Account Setup & Registration – You apply for a Wise Business account by registering your business details (legal name, registration number, address, business type), providing personal identity verification for stakeholders, and meeting Wise’s eligibility criteria. Wise+1


One-Time Setup Fee – In many regions, Wise charges a one-time setup or registration fee to unlock local currency account details and business features (for example: USD US$31 in the U.S., CAD CA$55 in Canada). Wise+1


Activation & Usage – Once verified, you can start using your business account: hold balances, receive funds, send payments, manage team access and user roles.


No Monthly Subscription – In most markets, Wise does not charge a recurring monthly fee for the business account-base product; you pay per transaction, currency conversion or relevant feature usage. Wise


Therefore, yes—you can gain access to Wise Business features (including multi-user access) by paying the setup fee and using the service. But you are not “buying” an unlimited license; you are subscribing and using.

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